Healthcare is constantly changing as new discoveries and approaches come to light. This is especially true over the last 30-40 years. One of the biggest changes is the field of genomics, which grew rapidly after the first human genome sequencing in 2003. At Providence we believe that genomics is the future of healthcare because it gives us the potential to personalize, target, and even predict your care.
Genomics is a field of medicine that seeks to uncover the unique genetic makeup of each person so we can better understand and predict genetic risk factors that might lead to cancer, heart conditions, or other preventable diseases. Using gene sequencing, clinical experts can identify, test, and study genetic biomarkers to personalize a patient’s care and treatments.
Health insurance typically covers consultation appointments with a genetics specialist, which are independent of any genetic testing costs or authorizations. Most insurance companies also cover the cost of genetic testing for people considered high-risk and for whom clinical testing would be appropriate. Some screening tests that are conducted independent of your identified risk may not be covered by insurance. It is important to speak to your provider about insurance options and costs before a test is ordered so that you can know what to expect.
As with any service offered by Providence, genomics can be covered in part or full under our assistance plans. If you are uninsured or your insurance does not cover a specific test, assistance may be available. Please contact us to inquire.
Federal law (Genetic Information Nondiscrimination Act of 2008, otherwise known as GINA) protects people from health insurance discrimination based on genetic test results. Genetic information cannot be used to deny coverage, set rates, or influence any form of underwriting. GINA also protects against the use of other family members’ test results or medical history for health insurance discrimination and protects against discrimination by employers. GINA has some exceptions, and does not include provisions for life, long-term care, and disability insurance. Click here to learn more about GINA or contact a Providence genetic counselor if you have questions about your protections under GINA.
If you have health care coverage through an insurance exchange, the Affordable Care Act includes provisions for genetic testing.
